Medical needs
Plan for treatment, hospital bills or an unexpected healthcare expense.
Apply now
Dhanlaxmi Finance
Get a personal loan.
Get a personal loan.
Plan your next move.
From everyday needs to bigger plans, take the next step with an online loan application. Choose a repayment period up to 10 years and follow your progress in one account.
120 monthsMaximum requested tenure
OnlineApplication & status updates
Approval, interest rates and final terms depend on assessment.
YOUR NEXT STEP STARTS HERE
Start your loan application
Enter your details to continue to your account.
Apply onlineOne place for your loan application
Plan your repaymentsRequest a tenure up to 120 months
Follow every stepSee documents, decisions and updates
DIGITAL LOANS. CLEARER DECISIONS.Why choose
Why choose
Dhanlaxmi Finance?
A loan should fit your plans. Start with an amount and repayment period you can work with, then review your application and the terms offered to you.
Your customer account keeps the important details together, from your submitted documents to the latest message from the loan team. You can see what is under review and what needs your attention.
- Online application and document uploads
- Repayment planning up to 10 years
- Application status and review messages
- Approved limits and terms in your account
YOUR LOAN, AT A GLANCE
Know what comes next.
A clear view of the application journey.
- Repayment period
- 6–120 months
- Application
- Online
- Documents
- Upload in your account
- Interest rate & costs
- Review your final offer
- Loan decision
- Subject to assessment
Your submitted application, uploaded files and loan updates, together in one place.
SMART FINANCE, EVERYDAY POSSIBILITIESA personal loan for
A personal loan for
the plans that matter.
Tell us your purpose when you apply. Every request is assessed individually.
Home improvement
Make room for repairs, renovations and a more comfortable home.
Apply nowUdyog Aadhar
25% to 30% Subsidy for first time for small businesses.
Apply nowEducation expenses
Plan for course fees, study materials and your next learning milestone.
Apply nowWedding plans
Bring the expenses for your celebration into one manageable plan.
Apply nowBusiness needs
Tell us about the funds you need for your business plans and expenses.
Apply nowTravel plans
Plan your travel expenses with a repayment schedule you can review.
Apply nowA SIMPLE ONLINE JOURNEYFrom your first step
From your first step
to a clear decision.
- 01
Tell us what you need
Enter your details, requested amount and preferred repayment period.
- 02
Create your account
Register or sign in to review your information and submit your application.
- 03
Complete your details
Upload requested documents and add your bank details in your account.
- 04
Follow your progress
Check review messages, your application decision and any offered terms.
BE READY FOR THE NEXT STEPYour application.
Your application.
Your documents.
The team will confirm which documents you need. Keep the relevant files ready to upload in your customer account.
Identity & address
- PAN Card
- Aadhaar Card
- Other identity or address proof requested by the team
Income & banking
- Bank statements
- Salary slips, where applicable
- Other income documents requested for your profile
Upload in your account
JPG, PNG or PDF files, up to 5 MB each. Check whether a document is pending, approved or needs replacing.
Open document uploadsSubmitting documents or selecting a tenure does not guarantee eligibility or approval.
PLAN BEFORE YOU APPLYFind an EMI
Find an EMI
that fits your plans.
Try different loan amounts, repayment periods and illustrative annual rates to estimate your monthly payment.
- Adjust your amount and tenure
- See estimated interest and total repayment
- Compare a shorter or longer repayment period
EMI calculator
Illustrative estimateEstimated monthly EMI
Total interest—
Total repayment—
Illustration only, not a loan offer. Uses reducing-balance interest and excludes fees and taxes. Your approved rate and final terms may differ.
BEFORE YOU BEGINGood questions.
Good questions.
Clear answers.
Understand your next step before applying.
Visit your customer accountHow do I apply for a loan?
Complete the form above, then create an account or sign in. Review your requested amount and tenure before submitting. The loan team will assess your application.
What repayment periods can I request?
You can request 6 months or a period from 1 to 10 years in annual steps. The final available tenure depends on assessment and the terms offered to you.
Does the EMI calculator show my actual offer?
No. It gives an illustrative estimate using the amount, tenure and annual rate you enter. It excludes fees and taxes. Review your actual approved rate and terms in your account.
How can I track my application?
Sign in to your customer account to see the application status and latest processing message. The team can let you know if more details or documents are needed.
Does applying guarantee approval?
No. Your application and supporting details are reviewed before a decision. Check the lender identity, all costs and repayment terms before accepting an offer.
MAKE ROOM FOR YOUR NEXT MOVEYour plans deserve
Start your application